Do you offer a plan that can automatically cover the overdraft?. If your account balance gets low, the overdraft line of credit might help you avoid bouncing checks or having your debit card declined.īecause different types of overdraft plans exist, be sure you understand what the bank or credit union is offering. This is a kind of loan attached to your checking account.
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NFTs are basically the Amway of the art world, with Madonna playing the role of your brother-in-law trying to sell you a ton of dietary supplements and pressuring you to do the same with your network of contacts. When the market crashed in October’s “cryptowinter,” a lot of people were pissed, and a class-action suit against celebrities like Madonna and Justin Bieber hit the courts this month. Then it turned out that these celebrities, by virtue of buying these tokens, became investors in the enterprise and profited madly off the hyperinflated prices. The collection topped $1 billion in value. But the price of these NFTs started to rise when celebrities began to buy them and then promote them to their fans. You might pay $20 max for such a drawing on paper. But consider the fate of Bored Ape Yacht Club NFTs, which are nothing more than cartoon representations of an ape face with various expressions and accoutrements. That might just seem like a single appalling financial miscalculation. When the purchaser of his NFT tried to resell it in April 2022 for $50 million, the highest bid was a paltry $280. Dorsey donated the proceeds to charity, but most others have taken the money and run. Jack Dorsey, the founder of Twitter, turned an image of his first tweet into an NFT in December 2020 and auctioned it off for $2.9 million a few months later. These are collectibles-some might call them art-created by the same block-chain technology as cryptocurrencies like bitcoin. The rest of us are left holding the bill.Ĭonsider NFTs, or non-fungible tokens. Those who got in on the ground floor of crypto-currencies and NFTs and the like-and then left when the going was good-have made out like bandits. It should be obvious to pretty much everyone at this point that anything crypto is an old-fashioned grift, a scam, a Ponzi scheme. The fabric is moisture-wicking, soft, and comfortable to wear. Dark heather and Sport grey products are made from 80% cotton and 20% poly.
Comprising a network streamer, a Bluetooth receiver and an amplifier – all built into a pair of stereo speakers – the LSX II is a great option for those looking for convenience and musicality in two compact boxes. The successor to the What Hi-Fi? Award-winning LSX, this second-gen version of the successful all-in-one system takes performance and functionality to the next level. Native 24-bit/192kHz playback requires wired connection It’s fair to say that these new Debut B5.2 speakers should be considered one of the company’s finest efforts and will match up beautifully with a turntable of similar quality.įor this sort of money, they're exceptional. Tonally, they don’t have the luscious midrange warmth of the comparable Dali Spektor 2 (below), but they’re admirably balanced and capable of making the best of any recording – even those of poor quality.Įlac has been in the speaker business since the 1980s and has made many fine products in that time. The revised 5.25cm mid/bass unit uses a new blend of aramid fibres for the cone, combined with a different shape to improve stiffness and damping, while the tweeter claims a top-end response of 35kHz, adding plenty of sparkle to proceedings. Solid and unfussy about placement, the Debut B5.2s have the dynamic expression, detail and tonal sophistication to handle anything you throw at them – not to mention enough stretch in their abilities to improve even further when hooked up to a high-end system. Looks like KEF has come a long way in nine years.Įlac's affordable standmounters are brilliant performers for the money. And that Metamaterial really works, delivering a much cleaner and more sophisticated sound than their predecessors and earning our award for Innovation of the Year in 2020. The level of delicacy and precision is staggering, and for such small speakers, the presentation is surprisingly full-bodied. While the basic sonic character is instantly familiar, the Meta gained a level of clarity and finesse the originals only hinted at. What this gives you is a noticeable sonic improvement on the original LS50. They may look almost identical, but the Uni-Q driver array for the newer model is been thoroughly reworked, with the notable addition of Meta material Absorption Technology (MAT) to absorb sound and prevent distortion via a hockey puck-sized disc with inlets and grooves that give the appearance of a plastic circular maze, all layered and designed to each absorb a different frequency of sound to prevent sound back-firing. Right, that's the technical advice out of the way. A cheap pair of speakers won't do justice to your turntable that's worth thousands, for instance, and it's always worth auditioning speakers, if you're able to, before making a final purchase. Of course, it's always worth making sure you check your budget and ensure you're buying a speaker that matches the turntable at the right level. It's a trade-off of convenience versus sound quality – and only you can tell whether it's one you're happy to make. It's a convenient way to connect, for sure, but perhaps not the best in terms of pure sound quality. If your deck has Bluetooth, though, you can wirelessly connect your record player to any Bluetooth speaker, be it a single unit or stereo pair. Also, make sure your active speakers have a volume control if you're going down this route. If you're yet to buy your turntable, it's worth thinking about getting one with a phono stage built-in (although we still stand by our assessment that a purist turntable will always sound better). You can also use powered or active speakers which have amplification built-in, but this still doesn't get around the need for a phono stage in the chain. Alternatively, your turntable might come with a phono stage built-in already, but you'll still need an amplifier in between the speakers and the deck. Once the MailRaider is shown in the iTunes listing of your iOS device, you can start its download and installation.Click on the Continue To App button on our website.How to install MailRaider on your iOS device: Your antivirus may detect the MailRaider as malware if the download link is broken. We have already checked if the download link is safe, however for your own protection we recommend that you scan the downloaded app with your antivirus. The app is listed on our website since and was downloaded 0 times. To install MailRaider on your iOS device, just click the green Continue To App button above to start the installation process. The latest version released by its developer is 3.71. The company that develops MailRaider is Pascal Harris. MailRaider is a paid app for iOS published in the Office Suites & Tools list of apps, part of Business. Updated to improve handling of mixed-encoding strings, and compatibility improvements for iOS 13 MailRaider supports multitasking on compatible iPads, including split-screen and slide over. * Export for Contacts and Appointments to: * An entirely Retina display optimised user interface. * No hidden costs - pay once and you have all the functionality that MailRaider on iOS offers. * The same great support that you get with all 45RPMSoftware apps. Following on from the best-selling MailRaider on macOS, MailRaider on iOS is MailRaider… to go! Have you got old archived e-mails that you wish you could read? Do you ever get sent mysterious files with names like "winmail.dat" or file types of ".msg" that you can't open? If so, MailRaider could be just what you need. In 2018, Bytedance traded anti-defamation lawsuits with Tencent as the companies accused one another of trying to undermine their reputation. Combined, WeChat Pay and Alipay handle roughly 90% of all mobile payments in China, a market that process roughly $70 trillion in mobile payments a year.īytedance, which was founded in 2012, has been at odds with the tech titans before. and other international markets-Douyin users are able to shop for products through the app by clicking on the short-video clips, which directs them to an online marketplace.Ĭurrently, Douyin’s users mostly make payments on the app through Tencent’s WeChat Pay and Alibaba-affiliate Ant’s Alipay. Unlike on TikTok-the Douyin clone Bytedance built for the U.S. When Bytedance bought Wuhan Yibao last September, it acquired the license too. The video-sharing app expanded into e-commerce in 2017 and, last year, acquired a small payments technology company called Wuhan Hezhong Yibao Technology in order to expand into mobile payments.Ĭompanies in China need a license to run mobile payments services and Beijing, wary of risk in a new fast growing financial segment, stopped issuing them in 2016, after it had already granted one to Wuhan Yibao. “The set-up of Douyin Pay is to supplement the existing major payment options, and to ultimately enhance user experience on Douyin,” Douyin said in a statement. Douyin, the China-only sister company of TikTok, has quietly launched a new in-app payment feature called Douyin Pay, nestling the option alongside services offered by rivals Alibaba and Tencent as Douyin’s parent company, Bytedance, pushes further into e-commerce. The SEC staff has questioned whether FDIC insurance provides much, if any, value to clients. Avakian’s speech, the SEC examination and enforcement staff has expressed concerns about BDSPs, including the following: In this environment, in which advisory conflicts are under intense regulatory scrutiny, what the SEC is now reacting to is the potential for undisclosed conflicts related to the compensation received by the adviser or its affiliates in connection with bank sweep accounts. While press reports and related staff statements have referred to “advisory account” cash sweep programs, a cash sweep program is offered via broker-dealer accounts which underlie an advisory program. It is also noteworthy that investments through a cash sweep program are specifically addressed and permitted by the Securities Exchange Act of 1934 and in particular, the net capital rule.īank sweep accounts have been associated with advisory programs for many years. In connection with their advisory programs, dual registrants often make available programs for cash in an account to automatically be swept into an interest-bearing Federal Deposit Insurance Corporation (FDIC)-insured deposit account or a money market fund. 2īank Sweep Accounts as Part of Advisory Programs. This is a clear conflict and, without full and fair disclosure, investors cannot make an informed investment decision to agree to the adviser’s cash sweep vehicle selection. These types of cash sweep arrangements create an obvious incentive for an adviser to recommend products where revenue sharing will result in larger payments to the adviser and lesser returns for the adviser’s client. In fact, in some cases, these arrangements may actually lower the interest paid to the client. In some cases, the revenue received by the adviser or the adviser’s affiliate far exceeds the interest earned by the client on its cash. The clearing broker may, in turn, agree to share a portion of the revenue it received with the investor’s dually registered investment adviser or with the adviser’s affiliated broker-dealer. In some cases, the bank, often an affiliate of the clearing broker, agrees to share a portion of the revenue the bank earns on the investor’s deposits with the clearing broker. The Commission has brought enforcement actions in the past where advisers have failed to make appropriate disclosure.Īs another example, some clearing brokers offer bank deposit sweep programs where an investor’s uninvested cash is swept into an interest-bearing bank account. Advisers recommending or choosing between different money market funds must make full and fair disclosure of these types of conflicts to their clients. For example, some money market mutual funds carry 12b-1 fees or make revenue-sharing payments that may be shared with a dually registered adviser or an adviser’s affiliated broker-dealer, while other money market funds do not carry those fees. A dually registered adviser or an adviser with an affiliated broker-dealer may have a financial interest, a conflict, in recommending one cash investment over another. Cash in advisory accounts is often automatically swept into a money market mutual fund or a bank deposit sweep program. We are also looking at cash sweep arrangements. A recent speech by Stephanie Avakian, Co-Director of the Division of Enforcement, indicates where the SEC is heading. Coming on the heels of the share class initiative, 1 the US Securities and Exchange Commission (SEC) is at the initial stages of another initiative involving concerns about adviser disclosures and conflicts related to bank deposit sweep programs (BDSPs).
Reworked GUI for and to use a drop down box and allow for unlimited amount of themĪdded the deleteOnLoad, tuneOnLoad and colorMatte fields to the sectionĪdded the camber field to and Īdded the new pictures for tires and engines Updates to memory locations used in garage save file for save game editorīugs fixes to GUI handling for and Īdded new 'ProScale' seperate X/Y/Z axis scaling field to section Updated the GUI to allow between scale and proscale, file saved updated to match However there is still more to, such as editing the cars in your garage, but as digging through and figuring out the data in the hex files will take some time, I'm looking for help, what values do what and which location they are at.įixed a bug where the currently saved and changes might not saveĬhanged how transvol and frontspringlength were saved (was saving zero vales as some default car files had zero values saved, but this caused all modifed save to have these), changed to consistant behaviour of zero values not being saved You can alter save game data related to yours stats including money and experience points. View the maps loaded and their details, and easily load in new maps.Īlso includes options for creating and editing the text file that contains the map info. You can load in a modded car from a file or just paste the text in, you can also have the text ready to copy out. Easy click to select engine swap dialog box!Ĭurrently only the engine and tire type are selectable from a drop down list, but the rest are on the to-do list. Options for editing cars, creating new cars, saving a changed existing car as new, and setting the picture. Import, copy (create a new car based on an existing one), overwrite and delete car data files.Įdit all parts of the car data file. Options to add and remove cars from the loading list. Cars will not show up in main game as it doesn't do that. Net 4.6)Įdit the list of cars loaded into the showroom of the main menu. There are also backup options for your saves and car data files should anything go wrong. This program enables easy creation and editing of car data files, the engine file, the tire data file, the list that controls the loading of cars, simple moving of maps into the correct directory, a map info file editor, and a save game editor. Car Mechanic Simulator 2015 Mod Manager - 0.9.4.2 release for version 1.1.6.0 of the game This update will be downloaded and installed automatically from Windows Update. NET Framework 3.5 and 4.8 for Azure Stack HCI, version 22H2 (KB5029928) The following articles contain additional information about this update as it relates to individual product versions.ĥ029928 Description of the Cumulative Update for. Microsoft is not currently aware of any issues in this update. For more information see CVE 2023-36788.įor a list of improvements that were released with this update, please see the article links in the Additional Information section of this article. This security update addresses a vulnerability in the WPF XAML parser where an unsandboxed parser can lead to remote code execution. NET Framework Remote Code Execution Vulnerability This security update addresses a vulnerability in DiaSymReader.dll when reading a corrupted PDB file which can lead to Remote Code Execution. This article describes the security and Cumulative Update for 3.5 and 4.8 for Azure Stack HCI, version 22H2.ĬVE-2023-36796. |
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